Access affordable personal and business loans. Flexible terms and competitive rates to meet your financial needs.
Manager & Director
Get the funding you need, when you need it. Our easy online loans offer quick approvals, flexible terms, and hassle-free applications—helping you move your business forward without delays.e options?
+27 41 516 0022
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Get a personal loan of up to R350 000. Apply online via Online Application App and choose the loan and repayment term that best suit your needs
Need a business loan or funding to grow your business? Gardens Cash Loans is the simplest way to get business funding online up to R5 000 000 in South Africa
Apply for a debt consolidation loan today to simplify your debt repayments & reduce admin fees when you combine all your debt in one loan in South Africa.
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Take your business to the next level with our fast, flexible digital lending solutions. Apply online, get quick approval, and access the funds you need to grow—without the hassle of traditional banking.
Take your business to the next level with our fast, flexible digital lending solutions. Apply online, get quick approval, and access the funds you need to grow—without the hassle of traditional banking.
We take the time to understand every client’s unique needs, providing fair loan terms and delivering professional, friendly service from the first interaction to the final step
Our clients’ success stories speak for themselves. From quick approvals to fair terms, we’ve helped countless individuals and businesses achieve their goals with our reliable loan solutions.*
Customer,
The process was quick and straightforward. I applied online and had the funds in my account within hours. Highly recommended!
Customer
I’ve worked with them before, but this was by far the smoothest experience. No hidden fees, just honest and fast service.
Maximum APR 32% per annum. Representative example: Loan amount R100 000, terms: (Annual Percentage Rate) 28%, monthly service fee R68.40, monthly repayment R4558.00. The interest rate will depend on the loan amount, loan term, and credit profile of the applicant.
If a client is up to date with his loan repayments, they may qualify for a second or third loan depending on the criteria as set by the loan company. The client will have to apply again and the loan provider will look at the clients profile, affordability, etc. The loan provider will then make a decision based on the rules and regulations as set by the NCR.
There should only be initial cost if your monthly debit order was unsuccessful as a result of insufficient funds or changing bank accounts without prior notice to the service provider. The service provider will try to contact the client in order to resolve the problem.
If the client can’t be found or the problem can’t be solved, it would be handed over to the internal collections department to see if a solution to the problem can be found. If an agreement can’t be reached, the lender can make use of an external collections company or an attorney.
This will lead to an increase in fees and interest. This will have a big influence on the clients credit score and it will be very difficult to get any more credit from any loan provider.
Monthly premiums for loan repayments will be done by direct debit order collection from the clients bank account. Unsuccessful debit order collections may result in the client being charged a fee by his own bank for the unsuccessful transaction.
Gardens Cash Loans is dedicated to providing fast, affordable, and reliable loan solutions tailored to your needs. With a focus on transparency and exceptional service, we help individuals and businesses access the funding they need—quickly and stress-free.
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Legal Registration No. : 2008/141616/23
